We can assist with Affordable Care Act / ACA-compliant plans available through the Federally Facilitated Marketplace at HealthCare.gov, as well as coverage options available directly through private insurance companies. Whether you live in Ohio, Michigan, or Indiana, we can help you understand enrollment periods, special enrollment qualifications, subsidy eligibility, plan networks, prescription coverage, deductibles, and out-of-pocket costs so you can make an informed decision about your health insurance coverage.

Standalone or bundled dental plans covering cleanings, major work, and orthodontics for you and your family.

Coverage for eye exams, glasses, and contacts — often bundled with dental for extra savings.

Term and whole life policies sized to protect your family's income, mortgage, and future plans.

Long-term care insurance is designed to help provide financial support if you need assistance with everyday activities due to aging, illness, injury, or a chronic condition. This type of coverage may help pay for services such as in-home care, assisted living, adult day care, or nursing home care, depending on the policy. At Kim Bradford & Associates, LLC, we help individuals and families understand how long-term care insurance works, what options may be available, and how this coverage can fit into an overall plan to help protect assets and provide peace of mind for the future.

Looking for more specific and specialized coverage? We can also look at supplemental and indemnity benefits like:

• Accident

• Critical Illness

• Hospital Indemnity

• Cancer